Cashplus Business Account


The award winning Cashplus Business Account from APS financial has been specifically tailored to the needs of businesses.

With UK based customer service, as well as 24/7 mobile and online account access, the account is the ideal low hassle way to manage your business finances.



As no credit check is required to apply, the account can be applied for instantly online, with the Account Number and Sort Code being available at the end of the application process for successfully verified applicants.

The application only takes minutes, with approved applicants enjoying the following benefits:


  • Single annual fee of £69
  • Connects to your Xero cloud book keeping system for easy updating
  • No charge for inbound transfers or outbound Direct Debits
  • Card purchases within the UK are free of charge
  • Manage the account via telephone, online and mobile app
  • UK customer service

Please ensure that you apply via the above button.

Item Cost
Funds In
Cash (Post Office®) 0.25% (first £1k p/m free)
Cash (Retail) 0.25% (first £1k p/m free)
Electronic Transfer FREE
Funds Out
UK card purchase transactions (in Sterling) FREE
Cash (UK ATM withdrawal) £2 per withdrawal
Cash (Post Office®) £3 per withdrawal
Electronic Transfer 3 free p/m
(£0.99 per transfer thereafter)
Direct Debit FREE
Other
Annual account fee £69 per year
Foreign card purchase transactions 2.99%
Foreign ATM withdrawal £3
Additional card issue fee £5.95
Rejected Direct Debit fee £15 (max £60 p/m)

*Other fees and charges apply. Please check the terms and conditions for a full fee summary. Subject to terms and conditions. Accounts available to applicants aged 18+ years and being resident in the UK and, if relevant, businesses being based in the UK. Features and services are only available to customers who have been fully identified and verified. Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN 900002). Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively. Credit facilities are provided by APS subject to affordability and prepaid account being in good standing. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140), and AFL is an Introducer Appointed Representative of APS.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.